by The Bingham Team | Mar 12, 2024 | Buyers, Buying Conditions, Financial Impact, Helpful Tips, Home value, Inflation, Interest Rates, Mortgage, Real Estate
If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also...
by The Bingham Team | Mar 12, 2024 | Condominium, Condos, Downsizing, Financial Impact, Helpful Tips, Home Equity, Home Transition, Home value, Inflation, Interest Rates, Mortgage, Real Estate, Retirement, Sellers, Selling Conditions
If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home. When you think about cutting down on your spending, odds are you think of frequent...
by The Bingham Team | Feb 9, 2024 | Buyers, Buying Conditions, Financial Impact, Helpful Tips, Home value, Inflation, Interest Rates, Mortgage, Real Estate, Retirement, Sellers, Selling Conditions
Have you ever heard the term “Silver Tsunami” and wondered what it’s all about? If so, that might be because there’s been lot of talk about it online recently. Let’s dive into what it is and why it won’t drastically impact the housing market. What...
by The Bingham Team | Feb 9, 2024 | Buyers, Buying Conditions, Contruction, Great Ideas!, Helpful Tips, Real Estate, The Bingham Team
Finding the right home is one of the biggest challenges for potential buyers today. Right now, the supply of homes for sale is still low. But there is a bright spot. Newly built homes make up a larger percent of the total homes available for sale than normal. That’s...
by The Bingham Team | Feb 9, 2024 | Buyers, Buying Conditions, Financial Impact, Helpful Tips, Home value, Inflation, Interest Rates, Mortgage, Real Estate
On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will...
by The Bingham Team | Feb 9, 2024 | Downsizing, Financial Impact, Helpful Tips, Home Equity, Home value, Mortgage, Real Estate, Sellers, Selling Conditions
Are you on the fence about selling your house? While affordability is improving this year, it’s still tight. And that may be on your mind. But understanding your home equity could be the key to making your decision easier. An article from Bankrate explains: “Home...